The Consumer Financial Protection Bureau (CFPB) is issuing this advisory opinion to remind debt collectors of their obligation to comply with the Fair Debt Collection Practices Act (FDCPA) and Regulation F’s prohibitions on false, deceptive, or misleading representations or means in connection with the collection of any medical debt and unfair or unconscionable means to collect or attempt to collect any medical debts.
Fair Debt Collection Practices Act
This is a House Congressional Record from April 4, 1977 that contains a general debate of H.R. 5294, the Debt Collection Practices Act of 1977.
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Prepared Remarks of Seth Frotman, General Counsel and Senior Advisor to the Director Consumer Financial Protection Bureau, at the National Consumer Law Center/National Association of Consumer Advocates Spring Training
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This letter was created by the CFPB as an aid to debt collectors. From the CFPB website:
"Communicating with debt collectors
In addition to using the validation information to follow up with the debt collector, you can use these sample letters to communicate with them:
This letter was created by the CFPB as an aid to debt collectors. From the CFPB website:
"Communicating with debt collectors
In addition to using the validation information to follow up with the debt collector, you can use these sample letters to communicate with them:
This letter was created by the CFPB as an aid to debt collectors. From the CFPB website:
"Communicating with debt collectors
In addition to using the validation information to follow up with the debt collector, you can use these sample letters to communicate with them:
This letter was created by the CFPB as an aid to debt collectors. From the CFPB website:
"Communicating with debt collectors
In addition to using the validation information to follow up with the debt collector, you can use these sample letters to communicate with them:
This letter was created by the CFPB as an aid to debt collectors. From the CFPB website:
"Communicating with debt collectors
In addition to using the validation information to follow up with the debt collector, you can use these sample letters to communicate with them: