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Tom's private practice experience included many years of representing lenders in commercial loan transactional work and representing lenders in residential and commercial litigation matters. Clients included major regional and national lenders and the Federal Deposit Insurance Corporation. Over the last twelve years he has played a substantial role in the Maine Attorney's Saving Homes (MASH) program of Pine Tree Legal Assistance and the Maine Volunteer Lawyer Project as a volunteer lawyer screening mortgage foreclosure cases, handling referrals to volunteer lawyers on the MASH panel, acting as a consultant to those lawyers, and representing homeowners in hundreds of foreclosure cases. Since the implementation of Maine's foreclosure mediation law, he has also represented homeowners in many foreclosure mediations, and has conducted training sessions for Maine lawyers on the foreclosure mediation process. He has also acted as a consultant to Pine Tree Legal Assistance in advising it on litigation strategies for its Foreclosure Prevention Program. In addition, he has participated in over twenty-five appeals of key Maine foreclosure issues to the Maine Supreme Court, including several decisions of major impact upon the Maine foreclosure process. He has also regularly appeared before the Judiciary Committee of the Maine Legislature to support bills to improve protections for homeowners in the foreclosure process. His most recent legislative work involved the authoring of the Maine Servicer Duty of Good Faith statute, a law protecting homeowners against mortgage servicer misconduct that is unique in the country. He is a 1966 graduate of Colby College and a 1969 graduate of the Boston University School of Law and the recipient of numerous awards for his work in representing Maine homeowners.