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1.6.3 Additional Pleadings, Practice Tools, and Primary Source Materials Found Online

The digital version of this treatise at includes a large number of pleadings, primary source materials, and practice tools. These additional documents are also linked from the treatise’s digital table of contents found in the left pane. They can also be searched. Search filters allow users the option to search only for pleadings, only for primary sources, or only for practice tools. Searching for pleadings is recommended using the Advanced Pleadings Search tool, found above the “Search” box.

Pleadings include TILA, TILA rescission, HOEPA, CLA, and FCBA complaints, discovery, notices, briefs, jury instructions, and attorney fee documents, primarily in MS Word, ready for adaptation and use. A PDF version is also available, allowing the opportunity to preview a pleading before downloading it. Over 2,000 additional pleadings are available online at NCLC’s Consumer Law Pleadings.

Highlights of the TILA primary source materials include TILA’s legislative history archived under the heading “Primary Sources,” every Regulation Z Federal Register notice since 1968 and redlined statutes and regulations. Practice tools include two free credit math programs, sample notices and letters, calculation tools, FRB APR tables, HOEPA points and fees worksheets, CFPB webinar slides on TILA-RESPA integrated disclosure rules, informal discovery guides, historical material, and actual loan documents and contracts.

Finally, this treatise cites to unreported decisions and other material as available at Citations found in the digital version allow for direct links to these decisions. All such decisions and material are provided in PDF format in alphabetical order. Readers are encouraged to submit similar material to NCLC at to be considered for inclusion to that site.