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Highlight Updates Amendments to Other Federal Mortgage Loan Related Laws

In addition to the TILA amendments in Public Law No. 115-174, the new law also includes provisions affecting other federal statutes relevant to practitioners handling mortgage cases. As described in NCLC’s Mortgage Lending,136 these changes can be found in the SAFE Mortgage Licensing Act; the Home Mortgage Disclosure Act (HMDA); and the Financial Institutions, Reform, Recovery and Enforcement Act (FIRREA) regarding appraisal standards.