Consumer Credit Regulation: Tex. Fin. Code Ann. §§ 346.001 to 346.206 (West) (Revolving Credit Accounts).
What types of lenders it applies to (e.g., banks vs. non-banks): Applies to “revolving credit accounts,” defined to include both those by which a consumer may obtain direct loans (“revolving loan accounts”) and those that provide credit cards that can be used to purchase goods or services from a third party or obtain loans from the creditor or a third party (“revolving triparty accounts”). §§ 346.003, 346.004.