Credit Discrimination: 12.4.1.2 Dodd-Frank Act May Authorize State ECOA Enforcement
The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (“Dodd-Frank Act”)55 provides for state attorney general enforcement of “provisions of this title [Dodd-Frank Title X] or regulations issued under this title,”56 effective July 21, 2011.57 Under 12 U.S.C. § 5536(a)(1)(A), a violation of a federal consumer financial law is also a Title X violation.