Consumer Arbitration Agreements: § 232.13 Compliance dates.
(a) In general. Except as provided in paragraph (c) of this section, a creditor must comply with the requirements of this part, as may be applicable, with respect to a consumer credit transaction or account for consumer credit consummated or established on or after October 3, 2016, not later than that date.
(b) Safe harbors for identifying a covered borrower—
(1) New safe harbors. Section 232.5 shall apply October 3, 2016.