Unfair and Deceptive Acts and Practices: 9.5.9.3 Marketing Deception, Illusory Coverage
It is a factual issue whether advertising free credit life insurance is deceptive where eligibility depends on the debtor meeting certain physical preconditions.599 A creditor commits a UDAP violation by switching a credit disability policy mid-term to a different company with less generous benefits, particularly where any financial benefit from the switch goes to the creditor and not the consumer.600 However, an auto dealer was held not liable for failing to inform a consumer that a credit disa