Repossessions: 13.2.4.3 Are Statutory Damages Available for Violation of Non-UCC Requirements?
A consumer may be able to claim UCC § 9-625(c)(2) statutory damages indirectly for violations of other consumer credit laws. The consumer can allege that the creditor’s violation of these other state requirements as to repossession practices is evidence of a commercially unreasonable disposition of the collateral, triggering statutory damages.51