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Federal Trade Comm’n v. Unified Global Group, L.L.C., 2015 WL 13942525 (W.D.N.Y. May 12, 2015).

Federal Trade Comm’n v. Brace, 2015 WL 13942526 (W.D.N.Y. Oct. 6, 2015).

Bayview Loan Servicing, L.L.C. v. Altomonte, ___ N.Y.S.3d ___, 2022 WL 16942801 (N.Y. Sup. Ct. Oct. 26, 2022).

Bank of Am., N.A. v. Thomas, 182 N.Y.S.3d 603 (N.Y. Sup. Ct. 2023) (table).

Deutsche Bank Nat’l Tr. Co. as Trustee for WAMU Mortg. Pass Through Certificates Series 2005-AR6 v. Aber, 2022 WL 13731487 (N.Y. Sup. Ct. Sept. 28, 2022).

Vazzano v. Receivable Mgmt. Services, L.L.C., ___ F. Supp. 3d ___, 2021 WL 9553000 (N.D. Tex. Nov. 10, 2021).

Higdon v. Francy Law Firm, P.C., 2022 WL 5198031 (D. Colo. Oct. 5, 2022).

Dubrovay v. Wirbicki Law Group, 2019 WL 13253465 (N.D. Ill. Mar. 27, 2019).

Oyathelemi v. L.J. Ross Assocs., 2022 WL 4368156 (D. Md. Sept. 21, 2022).

Elliott v. Roberts, 2022 WL 14619764 (D. Neb. Oct. 25, 2022).

Brown v. Alchro, Inc., 2019 WL 13234501 (S.D. Fla. July 12, 2019).

Sanders v. American Coradius Int’l, L.L.C., 2022 WL 17324852 (D.N.J. Nov. 29, 2022).

Desmarattes v. Consolidated Edison, Inc., 2023 WL 2969384 (E.D.N.Y. Jan. 13, 2023).

Velez-Aguilar v. Sequium Asset Solutions L.L.C. Inc., 2023 WL 1793885 (3d Cir. Feb. 7, 2023).

Duvall v. Portfolio Recovery Assocs., L.L.C., 2022 WL 17609152 (D. Alaska Dec. 13, 2022).

Novobilski v. Specialized Loan Servicing, L.L.C., 2022 WL 3566812 (C.D. Cal. Aug. 16, 2022).

Phillips v. Archstone Simi Valley L.L.C., 2017 WL 11683680 (C.D. Cal. Jan. 13, 2017).

Arriaga v. Logix Fed. Credit Union, 2022 WL 3097454 (C.D. Cal. Apr. 22, 2022).

Ramirez v. Midland Credit Mgmt., Inc., 2023 WL 2277108 (N.D. Cal. Feb. 27, 2023).

Freeman v. Financial Bus. & Consumer Solutions, Inc., 2020 WL 13553783 (S.D. Ind. Apr. 17, 2020).

Lopez v. Pharus Funding, L.L.C., 2019 WL 13202779 (S.D. Fla. Jan. 23, 2019).

Roger v. GC Services Ltd. P’ship, ___ F. Supp. 3d ___, 2023 WL 2124298 (S.D. Fla. Feb. 9, 2023).

Wales v. Meridian Fin. Services, Inc., 2019 WL 13245872 (M.D. Fla. Apr. 8, 2019).

Booker v. Client Services, Inc., 2020 WL 13608206 (N.D. Ill. June 1, 2020).

Young v. Midland Funding, L.L.C., 300 Cal. Rptr. 3d 128 (Cal. Ct. App. Oct. 7, 2022) (rehearing granted, opinion not citeable Oct. 26, 2022).