Skip to main content

Search

pdf

ACH Operations Bulletin #2-2013: High-Risk Originators and Questionable Debit Activity (Mar. 14, 2013)

Note: This Bulletin was replaced by ACH Operations Bulletin #1-2014: Questionable ACH Debit Origination: Roles and Responsibilities of ODFIs and RDFIs (Sept. 30, 2014).

docx

Sample Co-Counsel Agreement in Class Action

This is a sample co-counseling agreement between two law firms.  It covers general cooperation and terms, attorney fees under a fee-shifting award or a common fund recovery, costs and expenses, right to terminate the agreement, and appeals and separate legal actions.

pdf

ACH Operations Bulletin #3-2013, Reinitiation of Returned Debit Entries (July 15, 2013)

Note: This Bulletin was replaced by ACH Operations Bulletin #1-2014: Questionable ACH Debit Origination: Roles and Responsibilities of ODFIs and RDFIs (Sept. 30, 2014).

pdf

FTC Enforcement Policy Statement Regarding Negative Option Marketing, 86 Fed. Reg. 60,822 (Nov. 4, 2021)

The FTC  policy statement provides guidance regarding its enforcement of various statutes and FTC regulations addressing negative option marketing and operating. 

pdf

Letter from Consumer Groups to FHFA re Treatment of Credit Reporting Disputes

This is a November 14, 2014, letter from a number of consumer groups and law firms representing consumers to the Director of FHFA concerning the fact that that Fannie Mae’s and Freddie Mac’s then current guidelines regarding the treatment of credit reporting disputes impinges on the rights of consumers under the Equal Credit Opportunity Act (ECOA). More importantly, lenders who reject applicants because of disputed tradelines because they are unwilling to manually underwrite the loan appear to be directly violating the ECOA.

Jones v. Nationwide Recovery Serv., Inc., 2023 WL 3628305 (N.D. Ga. Mar. 13, 2023).

Rockey v. Med-1 Solutions, L.L.C., 211 N.E.3d 689 (Ind. Ct. App. May 31, 2023 (table).

Saladino v. Portfolio Recovery Associates, L.L.C., ___ F. Supp. 3d ___, 2023 WL 4781640 (W.D.N.Y. July 26, 2023).

Moore v. Mandarich Law Group, L.L.P., 2023 WL 3600491 (S.D. Fla. Feb. 7, 2023).

Sinsay v. Bank of Am., N.A., 2023 WL 4557746 (Cal. Ct. App. July 17, 2023).

Ruiz v. Equifax Info. Servs., L.L.C., 2023 WL 4873961 (S.D. Tex. July 31, 2023).

Elnaggar v. Allard, 2023 WL 3597381 (3d Cir. May 23, 2023).

Bank of Am., N.A. v. Speer, 2023 WL 4577655 (Conn. Super. Ct. July 14, 2023).

Bittinger v. DNF Associates L.L.C., 2023 WL 4868364 (D. Md. July 31, 2023 (appeal filed 4th Cir. Aug. 28, 2023).

Carey v. Capital Link Mgmt., L.L.C., 2023 WL 5093442 (D. O. Aug. 9, 2023).

Goodall v. LVNV Funding, L.L.C., 2023 WL 3687967 (E.D. Va. May 26, 2023).

Rahier v. Thunderbird Collection Specialists Inc., 2023 WL 4488996 (D. Ariz. July 12, 2023).

Valdes v. LVNV Funding L.L.C., 2023 WL 3995299 (M.D. Fla. Apr. 3, 2023).

Valdes v. LVNV Funding L.L.C., 2023 WL 3995303 (M.D. Fla. Jan. 17, 2023).

Terry v. Ability Recovery Servs., L.L.C., 2023 WL 5154543 (N.D. Ga. July 3, 2023).

Thomas v. JH Portfolio Debt Equities, L.L.C., 2023 WL 5105102 (N.D. Ga. June 15, 2023), adopted, 2023 WL 5148876 (N.D. Ga. July 3, 2023).

Warren v. Selene Fin. L.P., 2022 WL 20210454 (M.D. Fla. Sept. 28, 2022).