11.5.3.7 Freezing the Authorized Service (Archived)
Please note that this material is from the prior edition of Access to Utility Service and has not been updated. The material is presented for historical purposes.
Please note that this material is from the prior edition of Access to Utility Service and has not been updated. The material is presented for historical purposes.
This strategy summit will allow participants to engage in roundtable discussion of hot topics in mortgage servicing and foreclosure cases.
Application for now-expired North Carolina Program called "Upgrade and Save: Heat Pumps in Manufactured Homes."
A detailed discussion of payment-option ARMs and an example of how to build an amortization schedule for such loans.
This 2024 NCLC report written by Nketiah “Ink” Berko and Sarah Bolling Mancini, highlights and evaluates the efficacy of various laws and policies aimed at helping owners of heirs property. The report divides those legal interventions into three sections: laws aimed at preventing immediate land loss; laws aimed at resolving heirs property and clarifying ownership status; and laws aimed at preventing heirs property from occurring in the future.
This is a 2023 amicus brief filed by EPIC and NCLC in a TCPA case asking the Ninth Circuit to rehear en banc the opinion below in Borden v. eFinancial, LLC, 53 F.4th 1230 (9th Cir. 2022). The amicus brief argues that the opinion unnecessarily guts the autodialer restriction. By inserting the phrase “number” into “random or sequential number generator,” the Borden decision ensures that the autodialer restriction will no longer cover the most common automated dialing equipment.
This is an FDCPA second amended complaint filed by M. Stan Herring of Watts and Herring in Birmingham, Alabama, alleging FDCPA violations under 15 USC ss. 1692c(a)(1), 1692e, 1692e(2), 1692e(4), 1692e(5), 1692e(10), 1692e(11), 1692f , 1692f(1), based on abusive phone calls and threats made before 8:00 AM, false threats of garnishment without a court judgment, and engaging in numerous other misrepresentations. The complaint alleges the defendant's liability under respondeat superior and alter ego.
This is an amicus brief submitted by the CFPB and FTC in support of the plaintiffs in Glover v. Ocwen Loan Servicing, LLC before the Eleventh Circuit , filed February 27, 2024. The brief argues in support of an FDCPA § 1692f(1) violation where debt collectors charge a fee on top of the consumer's payment to the collector (pay-to-pay fees) since the fees are not authorized by contract or law. The FDCPA violation does not apply only to fees incidental to the debt.