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Credit Score Accuracy and Implications for Consumers, CFA and NCRA (Dec. 2002)
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NCLC Report: Credit Scoring and Insurance: Costing Consumers Billions and Perpetuating the Economic Racial Divide (June 2007)
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NCLC Report: Automated Injustice: How a Mechanized Dispute System Frustrates Consumers Seeking to Fix Errors in Their Credit Reports (Jan. 2009)
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Transcript of FTC Forum on Credit Scores (July 1999)
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FCRA Verdicts, Settlements, and Judgments
Last updated October 2013, this sheet displays 57 FCRA verdicts—citation with court and year; the consumer and opposing attorney; whether a jury or bench verdict or settlement or offer of judgment; the type of FCRA claims; the type of defendant and defendant name; type of damages, including economic, emotional distress, unspecified, punitive, and statutory; and the total award prior to remitter or appeal and the final award.
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FTC Amicus Brief: Ashby v. Farmers Group: Adverse Action by Insurance Company
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FTC Amicus Brief: Willes v. State Farm Casualty Co.: Adverse Action by Insurance Company
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Experian and Freddie Mac Agreement for Services
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Factual Data Corp. and Freddie Mac Agreement for Services
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Factual Data Corp. and Equifax Reseller Service Agreement
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CDIA Debt Collector Guidance
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American Collection Association Summary of CDIA Debt Collector Guidance
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FTC v. TRW (now Experian) 12-91
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TRW v. Morales 12-91
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FTC Interpretation Letter(s), 07-1980
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FTC Interpretation Letter(s), 08-1980
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FTC Interpretation Letter(s), 09-1980
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FTC Interpretation Letter(s), 10-1980
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FTC Interpretation Letter(s), 12-1980
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FTC Interpretation Letter(s), 01-1981
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FTC Interpretation Letter(s), 02-1981
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FTC Interpretation Letter(s), 04-1981
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FTC Interpretation Letter(s), 05-1981
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