Consumer Banking and Payments Law: 7.2.4.1 Overview
The Regulation Z provisions that apply to hybrid prepaid-credit cards are too numerous to summarize briefly. Effective April 1, 2019, the rules generally apply to any credit feature that is offered by the prepaid account issuer, its affiliate, or its business partner and can be accessed using the prepaid card.
The following are some of the more noteworthy protections that cover hybrid prepaid-credit cards: