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Expanded National HECM Counseling Network

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DOE Private Collection Agency Manual (2009, Updated 2012)

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Micropower Career Institute Materials: Complaint

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Micropower Career Institute Materials: Indictment

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Micropower Career Institute Materials: Report

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Letters Seeking Group Discharge for Wilfred Students (2013)

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ED Letter Granting Group Discharge for Wilfred Students (Feb. 2014)

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HUD FAQs About RESPA for Industry

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The Student Aid Gauntlet: Making Access to College Simple and Certain (Advisory Committee on Student Financial Assistance, 2005)

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Massachusetts Division of Banks Report on State Exemption from TILA and Reg. Z (2012)

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Massachusetts Division of Banks Report on State Exemption from TILA and Reg. Z (2013)

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Tennessee AG Opinion Letter re Use of MSRP (1985)

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Tennessee AG Opinion Letter re Various UDAP Issues (1985)

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Arizona AG Opinion Letter re Use of MSRP (1995)

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DOE Private Collection Agency Manual (2014, Redacted)

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Materials re Investigation of Commercial Programming Unlimited

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Rule Changes Effective December 2015

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Rule Changes Effective December 2014

NCLC Model State Consumer & Employee Justice Enforcement Act (Nov. 2015)

Although the Federal Arbitration Act (FAA) preempts certain state limits on the enforceability of an arbitration agreement, states can take other actions to limit arbitration requirements that are not preempted by the FAA.  NCLC's Model State Consumer and Employee Justice Enforcement Act (2015) includes eight separate titles that protect against different harms related to forced arbitration of consumer and employment disputes, and these provisions should not face FAA preemption. Although they are presented as a single Act, these subparts stand alone.

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Income-Driven Repayment Plan Request (Eff. through Nov. 2015)