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HECM Due and Payable Policies

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Life Expectancy Set-Aside Growth Rate and Clarification to Section 3.98 of the HECM Financial Assessment and Property Charge Guide

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Delay in Effective Date for Financial Assessment and Property Charge Funding Requirements for the Payment of Certain Property Charges

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Mortgagee Optional Election Assignment for HECMs with FHA Case Numbers Assigned Prior to August 4, 2014

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Policy Guidance and Certifications for Eligible and Ineligible Non-Borrowing HECM Spouses and Seasoning Requirements Guidance

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HECM Financial Assessment and Property Charge Requirements

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Revised Changes to the HECM Program Requirements

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New HECM Principal Limit Factors

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HECM Limit on Insurability of Fixed Interest Rate Products

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HECM Prohibits Misleading or Deceptive Program Descriptions or Advertising and Prohibits Restriction of Mortgagor Freedom of Choice

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Motion and Memo to Compel Discovery re FDCPA

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Appellate Brief Arguing that FDCPA Does Not Require Intentional Conduct

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Appellate Brief re Collecting Illegal Charges and FDCPA Bona Fide Error Defense

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Opposition to Summary Judgment re Offer of Judgment Does Not Moot FDCPA Class Action

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Discovery re Harassment and Unauthorized Practice of Law under FDCPA

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Summary Judgment Memo re Harassment and Unauthorized Practice of Law under FDCPA

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Motion, Affidavit, and Reply Memo for Attorney Fees re Harassment and Unauthorized Practice of Law under FDCPA

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Class Complaint re Confusing Debt Validation Notice

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Class Certification Motion and Memo re Confusing Debt Validation Notice

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Opposition to Summary Judgment re Confusing Debt Validation Notice

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Consent Judgment re Debt Collection Invasion of Privacy

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Appellate Brief re Petition Clause Does Not Immunize Unfair and Deceptive Debt Collection Litigation Practices

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Appellate Brief re Petition Clause Does Not Immunize Unfair and Deceptive Debt Collection Litigation Practices