Fair Debt Collection: Kan. Stat. Ann. § 16a-5-107 (Consumer Credit Code)
Coverage: Creditors: Persons who regularly extend credit in consumer transactions payable by written agreement in more than four installments or for which a finance charge is or may be charged. § 16a-1-301.
Prohibited Practices: Extortionate extensions of credit, i.e., if creditor and consumer understand that delay in repayment may result in the use of violent or criminal means to harm the person, property or reputation of any person.
Private Remedies: Debt arising from extortionate extension of credit is unenforceable by civil judicial process.