Fair Debt Collection: 2.12 Careful Evaluation of Appealing Adverse Lower Court FDCPA Decisions
Some circuit court panels have little empathy for consumers who are struggling with debt, debt collectors, and the anxiety and other problems that are often associated with financial struggles. In considering the appeal of an adverse lower court decision, a fundamental consideration is how the consumer’s case will present to an appellate panel that does not come to the case with some empathy for a struggling consumer.