Federal Deception Law: Massachusetts
Massachusetts has two statutes, one permitting debt pooling by nonprofits and a criminal statute forbidding debt pooling by anyone other than licensed attorneys or nonprofits. In addition, its state debt collection statute makes an exception for certain credit counseling organizations.
Mass. Gen. Laws ch. 180, § 4A
Administrator: Attorney General. Mass. Gen. Laws ch. 12, § 8F.