Bankruptcy Basics: Inability to Pay in Installments.
In addition to the income test the debtor must be unable to pay the filing fee in installments. In determining whether the debtor has the ability to pay the filing fee in installments, the Judicial Conference’s Chapter 7 Fee Waiver Procedures instruct the court to consider the “totality of the circumstances” based on the information concerning the debtor’s expenses and assets stated on Official Form 103B.