Fair Credit Reporting: 11.3.1.2 Standing in State Courts
Article III standing doctrine does not apply in state courts, and standing requirements vary from state to state.222 Indeed, this fact was noted by Justice Thomas in his dissenting opinion in Ramirez.223 The FCRA permits claims to be brought in state court.224 Thus, depending on the standing requirements in their states, practitioners may want to consider filing FCRA actions in state court.