Consumer Credit Regulation: 8.1.1 Scope of Chapter
This chapter focuses on lender abuses involving credit card pricing and other practices. It discusses the history of credit card abuses, the types of bad practices, and the evolution of credit card regulation. This regulatory evolution culminated in the Credit Card Accountability, Responsibility and Disclosures Act of 2009 (Credit CARD Act), which is part of the Truth in Lending Act (TILA).