Fair Credit Reporting: 4.2.4.1.3 Use of disclaimers does not make misleading information accurate
The vast majority of courts have held that a CRA may not immunize itself from liability for inaccurate information by posting a warning or disclaimer that information in the report may not be accurate.187 Otherwise, CRAs could undermine the requirements of the FCRA by simply posting such warnings in lieu of following reasonable procedures to ensure maximum possible accuracy.