Home Foreclosures: 6.2.6.1 Introduction
While courts in judicial foreclosure states have consistently upheld the defensive use of FHA-regulations, courts in non-judicial foreclosure states have not provided the same consistent protection.147 Advocates in non-judicial or quasi-judicial foreclosure states generally bring affirmative actions to stop foreclosure, and this places a heavier burden on borrowers than the one placed on borrowers in judicial foreclosure.