Fair Credit Reporting: 3.3.9.2 Legal Limits on the Price of a Report
The FCRA states that the charge for a consumer file disclosure shall be reasonable and not exceed eight dollars, adjusted annually for inflation.256 For 2023, the Consumer Financial Protection Bureau has set the maximum allowable charge as fourteen dollars and fifty cents, an increase of one dollar from 2022.257 Note that lenders and other users usually pay far lower prices for consumer reports, fr