Fair Debt Collection: 5.7.9.2 Procedures Where the Debt Collector Acquires the Email Address from the Consumer
Compliance with Regulation F § 1006.6.(d)(4)(i) (effective November 30, 2021) occurs where either the consumer used the email address to communicate with the debt collector about the debt and has not since opted out of communications to that email address,378 or the collector received directly from the consumer prior consent to use the email address to communicate about the debt and the consumer has not withdrawn the consent.379 Opting out of communications to an email address is examined at