Fair Credit Reporting: 12.2 Right to Jury Trial; Jury Instructions
The FCRA is silent on whether the consumer has a right to a jury trial. Although no decision directly addresses whether parties have a Seventh Amendment right to a jury trial in FCRA actions, cases involving the Fair Debt Collection Practices Act294 and the Truth in Lending Act295 afford strong support for the argument that under the Supreme Court’s reasoning in Curtis v.