Consumer Credit Regulation: 2.2.5.2 Consumers Protected by the MLA
The MLA covers consumer credit that is extended to an individual who, at the time he or she becomes obligated, is an active-duty member of the military or the dependent of an active-duty member.60 Being on active duty is defined as being on active duty on a call or order that does not specify a period of thirty days or less.61 Active duty includes Active Guard and Reserve duty.62