Fair Credit Reporting: 5.2.3.6 Suits and Judgments
Information concerning suits and judgments is obsolete after seven years from their “date of entry” or until the governing statute of limitations has expired, whichever is longer.191 For suits, the “date of entry” is the date the suit was initiated, and for judgments the “date of entry” is the date judgment was rendered.192 However, the FTC Staff Summary states that if a civil suit is protracted, it may be reported for more than seven years after the case was filed, if the governing statute of l