Unfair and Deceptive Acts and Practices: 2.1.8.2 Is the Test Objective or Subjective?
In determining whether a transaction is for “personal, family or household purposes,” a key question is whether the court will use the consumer’s subjective individual intent in purchasing goods, or a more objective standard, such as whether most purchases of that item are for personal, family, or household uses. Oregon courts apply a two-part test to determine whether an item is for personal, family, or household use.