Repossessions: 6.4.8 Deception, Trickery, or Stealth
As long as the creditor does not misrepresent the involvement of the law in the repossession, courts generally permit the creditor to repossess collateral with the use of stealth, trickery, or fraud.334 Courts have found no breach of the peace when repossessors retain a vehicle after misrepresenting that they were taking it either for repairs335 or for a test drive to ensure that its value had not been impaired.336