Fair Debt Collection: 7.1 Introduction
This chapter discusses the specific requirements the Fair Debt Collection Practices Act (FDCPA) imposes on debt collectors under section 1692e—including section 1692e’s general prohibition of false, deceptive, or misleading representations, as well as the sixteen enumerated protections that proscribe a broad range of deceptive debt collector misconduct. Section 1692e may contain the most litigated provisions of the FDCPA. The chapter also considers Regulation F1 (effective November 30, 2021) provisions related to FDCPA § 1692e.