Repossessions: 14.2.2.4 Other State Law Restrictions on When Lessor Can Repossess the Vehicle
Even if Article 2A authorizes seizure after default, statutes in a number of states create additional restrictions as to when a default can justify repossession of the leased vehicle. The Iowa, Kansas, Maine, West Virginia, and Wisconsin credit codes define a covered consumer transaction as including consumer leases, and thus their restrictions on repossession apply to leases as well as to credit sales.