Repossessions: 9.4.3.2.2 Consenting by authenticating an agreement
The first of the two methods by which the debtor may consent to strict foreclosure is by agreeing to the terms of the acceptance in a record signed or otherwise authenticated after default.169 The agreement must include the “terms of acceptance,”170 which must at least include a statement that the creditor is giving up its right to a deficiency.171 The former version of Article 9 did not explicitly authorize agreements for strict foreclosure,