Home Foreclosures: 11.2.5 Whether Manufactured Home Is Treated As Realty in Absence of a State Statute
If there is no state statute which specifically establishes the classification of manufactured homes as real or personal property for purposes of security interests, courts must determine whether a manufactured home remains personal property or has become a fixture. If the home remains personal property, then the only remedies available to the creditor are those provided by Article 9 or state replevin law. If, on the other hand, the home has become a fixture, U.C.C.