Consumer Banking and Payments Law: 3.8.2.2 Conversion of Check to an Electronic Image of the Check—Check 21 Act
Even with automation, banks were still required to ship paper checks around the country for processing. U.C.C. § 4-110 led the way in facilitating the electronic presentment of checks through images of the check, or electronic information derived from a check between banks with an agreement for such an exchange, rather than presentment of the check.446 Under U.C.C.
