Fair Debt Collection: 2.5.7.5.3 The burden of persuasion of exceptions to FDCPA violations falls on the defendant
While the FDCPA prohibits many forms of collector misrepresentations and abusive conduct, it makes certain exceptions to those prohibitions, allowing the collector to engage in those practices. In general, as described at § 11.6.6, infra, the collector has the burden of proof to show that an exception applies.