Mortgage Servicing and Loan Modifications: 12 C.F.R. § 1026.19 Certain mortgage and variable-rate transactions.
(a) Mortgage transactions subject to RESPA.
(1)(i) Time of disclosures. In a reverse mortgage transaction subject to both § 1026.33 and the Real Estate Settlement Procedures Act (12 U.S.C. 2601 et seq.) that is secured by the consumer’s dwelling, the creditor shall provide the consumer with good faith estimates of the disclosures required by § 1026.18 and shall deliver or place them in the mail not later than the third business day after the creditor receives the consumer’s written application.