Mortgage Servicing and Loan Modifications: NORTH CAROLINA
N.C. Gen. Stat. §§ 45-90 through 45-95; N.C. Gen. Stat. §§ 53-244.010 through 53-244.121
Scope: “Home loans,” defined as loans secured by real property in North Carolina used or intended to be used as a dwelling. “Servicers” as defined in RESPA, 12 U.S.C. § 2605(i). § 45-90. Mortgage business, defined to include servicing of residential mortgage loans. § 53-244.030.