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Unfair and Deceptive Acts and Practices: Tenn. Code Ann. §§ 47-18-101 through 47-18-125 Consumer Protection Act

Prohibited Practices: Unfair or deceptive acts or practices, including but not limited to 57 enumerated prohibitions; special provisions for specific practices.

Scope: Trade, commerce, or consumer transaction, defined as advertising, offering for sale, lease, rental, or distribution of any goods, services, or property, tangible or intangible, real, personal, or mixed, and other articles, commodities, or things of value wherever situated.

Unfair and Deceptive Acts and Practices: Tex. Bus. & Com. Code Ann. §§ 17.41 through 17.63 (West) Deceptive Trade Practices—Consumer Protection Act

Prohibited Practices: Deceptive acts or practices, including but not limited to 34 enumerated prohibitions; also creates cause of action for breach of warranty, certain insurance violations, and unconscionable acts, defined as those that, to the consumer’s detriment, take advantage of lack of knowledge, ability, experience, or capacity to a grossly unfair degree.

Scope: Trade or commerce, defined as advertising, offer for sale, sale, lease, or distribution of any service, good, real or personal property, intangible or any other thing of value.

Unfair and Deceptive Acts and Practices: Utah Code Ann. §§ 13.11a-1 through 13.11a-5 (West) Truth in Advertising

Prohibited Practices: Twenty enumerated deceptive practices.

Scope: Practices in course of defendant’s business, trade, or occupation. Most substantive prohibitions involve “goods or services,” which are broadly defined.

Exclusions: Conduct in compliance with orders or rules of, or statute administered by, a federal, state, or local governmental agency; publishers and others who disseminate information without knowledge of deception.

Unfair and Deceptive Acts and Practices: Minn. Stat. §§ 325F.68 through 325F.70 Prevention of Consumer Fraud Act

Prohibited Practices: Fraud, misrepresentation, false promise, false pretense, misleading statement, or deceptive practice with intent that others rely thereon in connection with sale, whether or not person in fact is misled, deceived or damaged; special restrictions on deceptive billing, pyramid sales, and other specific industries.

Scope: Sale, offer for sale, or attempt to sell merchandise, defined as objects, wares, goods, commodities, intangibles, real estate, loans, or services.

Unfair and Deceptive Acts and Practices: Miss. Code Ann. §§ 75-24-1 through 75-24-27 Consumer Protection Act

Prohibited Practices: Unfair methods of competition and unfair or deceptive trade practices, including but not limited to 13 enumerated practices and special restrictions on price gouging in emergency.

Scope: Trade or commerce, defined as advertising, offering for sale, or distribution of any service, any tangible, intangible, personal, real, or mixed property, or any other thing of value.

Unfair and Deceptive Acts and Practices: Mo. Rev. Stat. §§ 407.010 through 407.315 Merchandising Practices Act

Prohibited Practices: Deception, fraud, false pretenses, false promises, misrepresentations, unfair practices, or concealment or omission of material fact, plus many industry-specific requirements and prohibitions.

Scope: Sale, lease, offer for sale or lease, attempt to sell or lease, distribution, or advertisement of any merchandise including goods, commodities, intangibles, realty or services. Also includes solicitation of funds for any charitable purpose.

Unfair and Deceptive Acts and Practices: Mont. Code Ann. §§ 30-14-101 through 30-14-142 Unfair Trade Practices and Consumer Protection Act

Prohibited Practices: Unfair methods of competition and unfair or deceptive acts or practices. Special provisions for gift certificates.

Scope: Trade or commerce, defined to include advertising, sale, offering for sale, or distribution of any services, real or personal property, intangibles, or any thing of value. Specifically applies to agreements with health care providers for health care services to be provided for a direct fee.

Unfair and Deceptive Acts and Practices: Neb. Rev. Stat. §§ 87-301 through 87-306 Uniform Deceptive Trade Practices Act

Prohibited Practices: 20 enumerated deceptive trade practices; unconscionable acts in connection with consumer transaction.

Scope: In course of business, vocation or occupation. Specifically includes transactions conducted wholly or partly within Nebraska against residents or nonresidents, and to transactions conducted outside the state if there is a direct connection to deceptive practices conducted wholly or partly in the state.

Unfair and Deceptive Acts and Practices: Nev. Rev. Stat. §§ 598.0903 through 598.0999 Trade Regulation and Practices Act; Nev. Rev. Stat. § 41.600

Prohibited Practices: Numerous enumerated deceptive trade practices, including knowing failure to disclose material fact in connection with sale or lease of goods or services; knowing violation of state or federal statute relating to the sale or lease of goods or services; taking advantage of consumer’s inability to protect his or her interests due to illiteracy, mental or physical impairment, or similar condition; unconscionable practices.

Scope: In course of business or occupation.

Unfair and Deceptive Acts and Practices: N.M. Stat. Ann. §§ 57-12-1 through 57-12-22 Unfair Practices Act

Prohibited Practices: Unfair or deceptive trade practices (deception must be knowing), including 17 enumerated prohibitions; unconscionable trade practices that, to a person’s detriment, take advantage of the knowledge, experience, ability or capacity of a person to a grossly unfair degree, or result in gross disparity between price and value received; referral sales; willful misrepresentation of age or condition of motor vehicle; other specific prohibitions.

Unfair and Deceptive Acts and Practices: V.I. Code Ann. tit. 12A, §§ 101 through 123 and 180 through 185 Consumer Protection Law of 1973

Prohibited Practices: Deceptive or unconscionable trade practice in the sale, lease, rental or loan or in the offering for sale, lease, rental, or loan of any consumer goods or services, or in the collection of consumer debts, including but not limited to 16 enumerated practices. Additional prohibitions on deceptive pricing in § 121. Additional requirements for price disclosure of prescription drugs. Prohibited practices by motor vehicle dealers and repair shops enumerated at §§ 183 and 184.

Unfair and Deceptive Acts and Practices: Wis. Stat. § 100.18

Prohibited Practices: Untrue, deceptive or misleading advertisements and representations, including numerous itemized deceptive representations.

Scope: Detailed scope provision applying to virtually any transaction.

Exclusions: Insurance; statements made by licensed real estate brokers and salespersons without knowledge of falsity; publishers, radio, and television stations who publish advertisements in good faith without knowledge of falsity.

Unfair and Deceptive Acts and Practices: Wis. Stat. §§ 100.20 through 100.264

Prohibited Practices: Unfair methods of competition and unfair trade practices; special sections on specific industries.

Scope: Business.

Exclusions: None specified.

Private Remedies: Double pecuniary loss, costs and attorney fees, but private remedies available only for violation of general orders (i.e., regulations) or special orders (i.e., cease and desist orders) issued by department of agriculture, trade and consumer protection.

Unfair and Deceptive Acts and Practices: Wyo. Stat. Ann. §§ 40-12-101 through 40-12-114 Consumer Protection Act

Prohibited Practices: 16 enumerated practices, including a catchall generally prohibiting unfair or deceptive acts or practices.

Scope: In course of business and in connection with a consumer transaction, defined as the advertising, sale, offering for sale, or distribution of any merchandise, defined to include real or personal property, services, intangibles or any article of value, for purposes that are primarily personal, family or household.

Fair Debt Collection: 73 Pa. Stat. and Cons. Stat. § 2270.1 to 2270.6 (Fair Credit Extension Uniformity Act)

Coverage: Statute applies to both debt collectors and creditors. “Debt collector” is defined as a person not a creditor, acting on behalf of a creditor, engaging or aiding, directly or indirectly, in collecting a debt owed or alleged to be owed to a creditor or an assignee of a creditor, but excludes most of the entities excluded from the FDCPA. “Creditor” is defined as a person (including agents, servants or employees conducting business under the creditor’s name) to whom a debt is owed or alleged to be owed. “Debt” includes taxes owed to political subdivisions of the state.

Fair Debt Collection: 19 R.I. Gen. Laws §§ 19-14.9-1 to 19-14.9-14 (Rhode Island Fair Debt Collection Practices Act)

Coverage: Debt collectors, defined similarly to FDCPA as persons who use instrumentality of interstate commerce or the mails in any business the principal purpose of which is the collection of debts, or who regularly collect or attempt to collect, directly or indirectly, debts owed or due or asserted to be owed or due another. Includes persons whose principal business is enforcement of security interests.