15 U.S.C. §§ 1692–1692p; Pub. L. No. 95–109, 91 Stat. 874 (Sept. 20, 1977); Pub. L. No. 95–473, 92 Stat. 1466 (Oct. 17, 1978); Pub. L. No. 95–630, 92 Stat. 3680 (Nov. 10, 1978); Pub. L. No. 98–443, 98 Stat. 1708 (Oct. 4, 1984); Pub. L. No. 99–361, 100 Stat. 768 (July 9, 1986); Pub. L. No. 101–73, 103 Stat. 440 (Aug. 9, 1989); Pub. L. No. 102–242, 105 Stat. 2301 (Dec. 19, 1991); Pub. L. No. 102–550, 106 Stat. 4082 (Oct. 28, 1992); Pub. L. No. 104–88, 109 Stat. 949 (Dec. 29, 1995); Pub. L. No. 104–208, 110 Stat. 3009–425 (Sept. 30, 1996); Pub. L. No. 109–351, tit.