Fair Credit Reporting: OVERVIEW
This Staff Summary contains the Federal Trade Commission staff’s interpretations of the Fair Credit Reporting Act. It includes many of the interpretations from the “Statement of General Policy or Interpretations” that the Commission published in May 1990, 16 CFR Part 600. It includes informal guidance staff has provided to the public in the ensuing years and our experience in enforcing the FCRA. The Staff Summary does not have the force or effect of regulations or statutory provisions.