Fair Credit Reporting: C.2 Standardized Form for Requesting Annual File Disclosures (Requesting a Free Credit Report)
The CFPB has adopted a standardized form for consumers to request a free annual file disclosure (credit report) from each nationwide consumer reporting agency. This form, which was originally developed by the FTC pursuant to the 2003 FACTA amendments to the FCRA, is set forth below.
REQUEST FOR FREE CREDIT REPORT