Truth in Lending: 4(f) Payment Calculation
1. Motor-vehicle lease. Whether leased property is a motor vehicle is determined by state or other applicable law.
2. Multiple-items. If a lease transaction involves multiple items of leased property, one of which is not a motor vehicle under state law, at their option, lessors may include all items in the disclosures required under § 1013.4(f). See comment 3(a)-4 regarding disclosure of multiple transactions.