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Student Loan Law: 34 C.F.R. § 34.25 Determination of financial hardship.

(a)(1) If we conclude that garnishment at the amount or rate proposed in a notice would cause you financial hardship, we reduce the amount of the proposed garnishment to an amount that we determine will allow you to meet proven basic living expenses.

(2) If a garnishment order is already in effect, we notify your employer of any change in the amount the employer must withhold or the rate of withholding under the order.

Student Loan Law: 34 C.F.R. § 34.26 Ending garnishment.

(a)(1) A garnishment order we issue is effective until we rescind the order.

(2) If an employer is unable to honor a garnishment order because the amount available for garnishment is insufficient to pay any portion of the amount stated in the order, the employer must—

(i) Notify us; and

(ii) Comply with the order when sufficient disposable pay is available.

Student Loan Law: 34 C.F.R. § 34.28 Refunds of amounts collected in error.

(a) If a hearing official determines under §§ 34.16 and 34.17 that a person does not owe the debt described in our notice or that an administrative wage garnishment under this part was barred by law at the time of the collection action, we promptly refund any amount collected by means of this garnishment.

(b) Unless required by Federal law or contract, we do not pay interest on a refund.

Student Loan Law: Listing of Provisions, Source, and Authority

TITLE 34—EDUCATION

SUBTITLE A—OFFICE OF THE SECRETARY, DEPARTMENT OF EDUCATION

PART 30—DEBT COLLECTION

SUBPART E—WHAT COSTS AND PENALTIES DOES THE SECRETARY IMPOSE ON DELINQUENT DEBTORS?

34 C.F.R. sec.

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30.60 What costs does the Secretary impose on delinquent debtors?

30.61 What penalties does the Secretary impose on delinquent debtors?

Student Loan Law: Listing of Provisions, Source, and Authority

TITLE 34—EDUCATION

SUBTITLE A—OFFICE OF THE SECRETARY, DEPARTMENT OF EDUCATION

PART 30—DEBT COLLECTION

SUBPART F—WHAT REQUIREMENTS APPLY TO THE COMPROMISE OF A DEBT OR THE SUSPENSION OR TERMINATION OF COLLECTION ACTION?

34 C.F.R. sec.

* * *

30.70. How does the Secretary exercise discretion to compromise a debt or to suspend or terminate collection of a debt?

Student Loan Law: Listing of Provisions

TITLE 31—MONEY AND FINANCE: TREASURY

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CHAPTER II—FISCAL SERVICE, DEPARTMENT OF THE TREASURY

* * *

PART 285—DEBT COLLECTION AUTHORITIES UNDER THE DEBT COLLECTION IMPROVEMENT ACT OF 1996

SUBPART A—DISBURSING OFFICIAL OFFSET

31 C.F.R. sec.

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Student Loan Law: 31 C.F.R. § 285.4 Offset of Federal benefit payments to collect past-due, legally enforceable nontax debt.

(a) Scope.

(1) This section sets forth special rules applicable to the offset of Federal benefit payments payable to an individual under the Social Security Act (other than Supplemental Security Income (SSI) payments), part B of the Black Lung Benefits Act, or any law administered by the Railroad Retirement Board (other than payments that such Board determines to be tier 2 benefits) to collect delinquent nontax debt owed to the United States.

Student Loan Law: Student Assistance Forms

The Department of Education (Department) maintains applications and other forms for the various discharge, repayment, deferment, and other federal student loan programs. Many of these forms are available on the Department’s Federal Student Aid (FSA) Forms Library website (https://studentaid.gov/forms-library). However, the forms are not always available and can sometimes be hard to find or moved to a different webpage.

Student Loan Law: Introduction

Most of the statutory authority for federal student assistance can be found at 20 U.S.C. §§ 1070–1099e. This appendix reprints selected authority for the Direct Loan Program (the complete statutory authority is found at §§ 1087a–1087j), the Federal Family Education Loan (FFEL) Program (the complete statutory authority begins at § 1071), and the Perkins Loan Program (the complete statutory authority is found at §§ 1087aa–1087ii), as well as selected general provisions and provisions relating to federal debt collection protections and private student loans.

Access to Utility Service: E.1.1 Consumer Protections; Rules and Regulations—Mass. Gen. Laws ch. 164, § 1F(4)(i) [portion]

(4)(i) The department shall require that distribution companies provide discounted rates for low income customers comparable to the low-income discount rate in effect prior to March 1, 1998. Said discount shall be in addition to any reduction in rates that becomes effective pursuant to said subsection (b) of said section 1B on March 1, 1998, and to any subsequent rate reductions provided by a distribution company after said date pursuant to said subsection. The cost of such discounts shall be included in the rates charged to all other customers of a distribution company.

Access to Utility Service: E.3.1 California Alternate Rates for Energy Program; Duties and Powers of Commission; Eligibility; Participation in Energy Savings Assistance Program—Cal. Pub. Util. Code § 739.1

(a) The commission shall continue a program of assistance to low-income electric and gas customers with annual household incomes that are no greater than 200 percent of the federal poverty guideline levels, the cost of which shall not be borne solely by any single class of customer. For one-person households, program eligibility shall be based on two-person household guideline levels. The program shall be referred to as the California Alternate Rates for Energy or CARE program.

Access to Utility Service: § 871.5 Legislative findings and declarations

The Legislature finds and declares all of the following:

(a) The offering of high-quality basic telephone service at affordable rates to the greatest number of citizens has been a longstanding goal of the state.

(b) The Moore Universal Telephone Service Act has been, and continues to be, an important means for achieving universal service by making basic telephone service affordable to low-income households through the creation of a lifeline class of service.

Access to Utility Service: § 871.7 Legislative findings and declarations; redefine universal telephone service; two-way voice, video, and data service components

The Legislature finds and declares all of the following:

(a) The Moore Universal Telephone Service Act, enacted in 1987, was intended to offer high quality basic telephone service at affordable rates to the greatest number of California residents, and has become an important means of achieving universal service by making residential service affordable to low-income citizens through the creation of a lifeline class of service.