Mortgage Servicing and Loan Modifications: E.2.5 Sample Request for Information About a Loss Mitigation Application
The sample form request for information below can be used to seek information about a borrower’s request for loss mitigation. Under the Regulation X provision implementing 12 U.S.C. § 2605(e) of the Real Estate Settlement Procedures Act, effective January 10, 2014, a written inquiry that requests information with respect to the borrower’s mortgage loan is referred to as “request for information.”6 Appropriate alterations based on your client’s situation must be made before sending the following sample notice and request.