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Memo re "Arm of the State" Factors in Sovereign Immunity Defense
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Notice of Rescission re Illegal Yield Spread Premiums
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Complaint re Illegal Yield Spread Premiums
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Discovery re Illegal Yield Spread Premiums
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Notice of Depositions re Illegal Yield Spread Premiums
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Summary Judgment Pleadings re Illegal Yield Spread Premiums
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Notice Letter re Undisclosed Sale of Wreck Car
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Complaint re False Certification Discharge (Locklear v. King)
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Fannie Mae's Revised Appraisal and Property Report Forms FAQ
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Brief to U.S. Sup. Ct. re Courts' Responsibility for Appointment of Non-NAF Arbitrator
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FCRA Pre-1996
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FCRA 1996 Amendments
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FCRA After 1996 Amendments
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FACT Act of 2003
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Elderly in the Subprime Market (Consumers Union Report, 2002)
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The Homeowners Insurance Gap: How Race and Neighborhood Composition Explain Cost and Access Disparities in Rochester and Monroe County, NY
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Brief of NCLC and Others Requesting Leave to File Amicus in FCRA Case
This NCLC brief seeks leave to file an amicus brief in Brown v. Delhaize Am., L.L.C. (M.D.N.C. Aug. 2014). Food Lion ran a criminal background check on the plaintiff and other job applicants, but failed to follow the requirements of the FCRA. Food Lion claims it is not subject to the FCRA requirements. There is an emerging trend by employers and background checking companies to craft company policy to exploit a potential loophole in the FCRA. This loophole does not exist, is contrary to the purpose of the FCRA, and would be harmful to millions of consumers.
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Appellant Reply Brief Opposing Appellee’s Brief Alleging Lack of Standing
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Federal Telephone Disclosure and Dispute Resolution Act
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Federal Restrictions on Use of Telephone Equipment
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Federal Regulation of Carrier Offering of Pay-Per-Call Services
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Telephone Disclosure and Dispute Resolution Rule
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Restrictions on Telephone Solicitation
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