Mortgage Servicing and Loan Modifications: 12.3.8.1 Overview
The United States Department of Agriculture, through its Rural Housing Service, operates a guaranteed and a direct loan program. These programs are detailed both in this treatise and in NCLC’s Home Foreclosures.445
Through its public announcements and the interagency guidance discussed above, the USDA has provided relief for USDA-homeowners facing COVID-19 hardship, described below.446