Consumer Credit Regulation: Kansas
Kan. Stat. Ann. §§ 16a-2-101 to 16a-9-102 (Kansas Uniform Consumer Credit Code).
Scope: Consumer credit transactions, including sales and loans. § 16a-2-102.
Licensure requirements: None.
Credit terms: In a closed-end consumer credit sale, a seller may charge a finance charge at any rate agreed to by the parties. § 16a-2-201(2). In a consumer credit sale made pursuant to open-end credit, a seller may charge a finance charge at any rate agreed to by the parties. § 16a-2-202(1).