Credit Discrimination: LOUISIANA
Civil Rights: La. Stat. Ann. § 51:2255 (credit transactions)
Protected Classes: Race, creed, color, religion, national origin, disability, or sex.
Civil Rights: La. Stat. Ann. § 51:2255 (credit transactions)
Protected Classes: Race, creed, color, religion, national origin, disability, or sex.
Civil Rights: Me. Stat. tit. 5, §§ 4595 to 4598 (credit transactions)
Protected Classes: Age, race, color, sex, marital status, ancestry, religion, national origin, gender identity, and sexual orientation.
Civil Rights: Md. Code Ann., State Gov’t §§ 20-101 to 20-1203 (West) (housing transactions)
Protected Classes: Race, color, religion, sex, familial status, national origin, marital status, sexual orientation, gender identity, disability, or source of income.
Civil Rights: Mass. Gen. Laws ch. 151B, § 4(10) (credit transactions)
Protected Classes: Recipients of federal, state, or local public assistance, including medical assistance, or tenants receiving federal, state, or local housing subsidies.
Prohibited Practices: Discriminating against any individual solely on basis of receipt of such assistance.
Scope of Coverage: Applies to any person furnishing credit, services, or rental accommodations.
Civil Rights: Mich. Comp. Laws. §§ 37.2101 to 37.2804; Mich. Comp. Laws. § 37.2502 (housing transactions)
Protected Classes: Religion, race, color, national origin, age, sex, familial status, or marital status.
Prohibited Practices: Discriminating in the terms, conditions, or privileges of a real estate transaction.
Scope of Coverage: Persons engaging in real estate transactions, or real estate brokerage or sales.
Civil Rights: Minn. Stat. § 363A.16 (credit transactions)
Protected Classes: Race, color, creed, religion, disability, national origin, sex, sexual orientation, marital status, recipients of public assistance.
Prohibited Practices: Discriminating in extension of credit or in requirements for obtaining credit on a prohibited basis.
Scope of Coverage: Personal or commercial credit.
Civil Rights: Mo. Rev. Stat. §§ 213.010 to 213.112 (housing transactions)
Protected Classes: Race, color, religion, national origin, ancestry, familial status, sex, or disability of applicant, person associated with applicant in connection with the loan, or of prospective tenants, owners, lessees, or occupants of the dwelling which is the subject of the loan. § 213.045.
Prohibited Practices: Denying financial assistance or discriminating in setting terms or conditions of financial assistance. § 213.045.
Civil Rights: Mont. Code Ann. § 49-2-306 (credit transactions)
Protected Classes: Sex, marital status, race, creed, religion, age, physical or mental disability, color, or national origin.
Prohibited Practices: (1) “Financial institution” cannot discriminate on a prohibited basis in terms or conditions, unless based on reasonable grounds; (2) “creditor” cannot discriminate on a prohibited basis.
Fair Housing: Neb. Rev. Stat. §§ 20-301 to 20-344
Protected Classes: Race, color, religion, sex, disability, familial status, or national origin.
Consumer Credit: Nev. Rev. Stat. §§ 598B.010 to 598B.180 (Equal Opportunity for Credit)
Protected Classes: Race, color, creed, religion, disability, national origin or ancestry, sex, sexual orientation, gender identity or expression, or marital status.
Prohibited Practices: Discriminating in any aspect of a credit transaction on a prohibited basis. § 598B-100. Sets out specific guidelines for considerations in determining creditworthiness, separate accounts, and separate reporting of credit histories.
Civil Rights: N.H. Rev. Stat. Ann. §§ 354-A:1 to 354-B:6 (housing transactions)
Protected Classes: Age, sex, gender identity, race, creed, religion, color, marital status, familial status, physical or mental disability, sexual orientation, or national origin.
Civil Rights: N.J. Stat. Ann. §§ 10:5-1 to 10:5-42 (West) (credit transactions)
Protected Classes: Race, creed, color, national origin, ancestry, liability for service in the Armed Forces, age, familial status, marital status, civil union status, pregnancy or breastfeeding, sex, affectional or sexual orientation, disability (including AIDS), domestic partnership status, gender identity or expression, nationality of applicant, or source of lawful income used for rental or mortgage payments.
Civil Rights: N.M. Stat. § 28-1-1 to 28-1-14 (credit transactions)
Protected Classes: Race, religion, color, national origin, ancestry, sex, spousal affiliation, physical or mental handicap, sexual orientation, pregnancy, childbirth or condition related to pregnancy or childbirth, or gender identity.
Civil Rights: N.Y. Exec. Law § 296-a (McKinney) (credit transactions)
Protected Classes: Race, creed, color, national origin, age, sex, familial or marital status, military status, sexual orientation, gender identity or expression, or disability and, in cases of housing financing, of certain persons associated with applicant, or of prospective occupants, or tenants of the real estate in connection with which housing is sought.
Consumer Credit: N.C. Gen. Stat. §§ 25B-1 to 25B-4
Protected Classes: Married and unmarried women.
Prohibited Practices: Denying credit in her own name to woman with same creditworthiness as men who would receive credit. Upon written request, credit reporting agencies must give any separate credit histories and history of joint accounts on file.
Scope of Coverage: Covers any credit, defined as obtaining money, property, labor, or services on a deferred payment basis.
Civil Rights: N.D. Cent. Code §§ 14-02.4-01 to 14-02.4-23 (credit transactions)
Protected Classes: Race, color, religion, sex, national origin, age, physical or mental disability, marital status, receipt of public assistance.
Prohibited Practices: Denying credit, discriminating in setting terms or conditions on a prohibited basis (may consider credit histories and take actions permitted or required by ECOA). § 14-02.4-17.
Fair Housing: Utah Code Ann. §§ 57-21-1 to 57-21-14 (West); Utah Code Ann. § 57-21-6 (West)
Protected Classes: Race, color, religion, sex, disability, national origin, familial status, source of income, sexual orientation, gender identity, or association with member of protected class.
Prohibited Practices: To discriminate in the making or purchasing of loans or providing other financial assistance in connection with residential real estate transactions.
Consumer Credit: Vt. Stat. Ann. tit. 8, § 10403
Protected Classes: Race, color, religion, national origin, age, sexual orientation, gender identity, sex, marital status, or disability.
Prohibited Practices: Discrimination with respect to credit cards and personal, mortgage, and commercial loans.
Scope of Coverage: Financial institutions, credit unions, licensed lenders.
Private Remedies: Punitive and actual damages; costs and attorney fees permitted.
Civil Rights: V.I. Code Ann. tit. 10, §§ 61 to 75 (housing transactions)
Protected Classes: Sex, marital status, race, age, disability, religion, color, national origin, creed, political affiliation.
Prohibited Practices: Discrimination in provision of services related to obtaining housing accommodations. § 64(8)(a)(ii). Discrimination in extensions, renewals, or terms of financial assistance. § 64(8)(e).
Consumer Credit: Va. Code Ann. §§ 6.2-500 to 6.2-513
Protected Classes: Race, color, religion, national origin, sex, marital status, sexual orientation, gender identity, pregnancy, childbirth or related medical conditions, disability, veteran status, public welfare recipients, or age (provided there is capacity to contract).
Civil Rights: Wash. Rev. Code §§ 49.60.010 to 49.60.401; Wash. Rev. Code §§ 49.60.030(1)(d), 49.60.175, 49.60.176 (credit transactions)
Fair Housing: W. Va. Code §§ 5-11A-1 to 5-11A-20 (§ 5-11A-5)
Protected Classes: Sex, race, color, religion, blindness, disability, familial status, ancestry, or national origin.
Prohibited Practices: Discrimination against member of protected class in the terms, conditions, or privileges of sale or rental of a dwelling or in providing related services or facilities. § 5-11A-5.
Consumer Credit: Wis. Stat. § 138.20
Protected Classes: Physical condition, developmental disability, sex, or marital status (unless there is no legal capacity to contract).
Prohibited Practices: Discriminating in the granting or extension of credit or privilege or capacity to obtain credit. Incorporates violation of Wis. Stat. § 766.56(1) (credit transactions with married persons) as a violation.
Fair Housing: Wyo. Stat. Ann. § 40-26-101 to § 40-26-145 (§ 40-26-103)
Protected Classes: Race, color, religion, sex, disability, familial status, or national origin.
Prohibited Practices: Discriminating in the terms, conditions, or privileges or sale or rental of a dwelling or in providing services or facilities in connection with sale or rental.
Scope of Coverage: Persons (not defined).
Civil Rights: Ohio Rev. Code Ann. § 4112.021 (West) (credit transactions)
Protected Classes: Race, color, religion, age, sex, marital status, national origin, disability, military status, or ancestry.
Prohibited Practices: Lists eleven prohibited practices, including discriminating in granting, withholding, extending or renewing credit, or in rates, terms or conditions of any form of credit.